Chapter 7 Bankruptcy Means Test Median Family Income Levels By State, as of November 1, 2023

As of November 1, 2023, the median family income levels for Florida have INCREASED, which generally benefits individuals who are in need of debt relief, as it typically makes it easier to qualify for chapter 7 liquidation bankruptcy.

Below you will find the median family income levels utilized by the United States Trustee Program for means testing individuals who have filed for bankruptcy relief. The median income information is used by the bankruptcy court when determining whether or not an individual qualifies for relief under chapter 7 of the Bankruptcy Code, and also is used in determining the applicable commitment period for payment plans filed under chapter 13. If you are considering chapter 7 or chapter 13 bankruptcy, you should contact a Florida bankruptcy attorney such as Joseph Battaglia, immediately to discuss your situation. Attorney Battaglia offers free initial consultations for bankruptcy matters.

This data comes from the United States Census Bureau and is updated regularly based upon the Consumer Price Index for All Urban Consumers. Note that being either above or below the applicable median income figure for your household size can be a good indicator of whether or not you might qualify for chapter 7 bankruptcy relief, though it is far from the only factor to be considered. Therefore, your entire situation should be reviewed by an experienced bankruptcy attorney for such a determination.

Median Income figures for Bankruptcy Means Testing

FAMILY SIZE
STATE1 EARNER2 PEOPLE3 PEOPLE4 PEOPLE *
     
Alabama$57,248$69,556$83,258$90,642
Alaska$79,250$94,750$109,774$125,973
Arizona$63,717$80,352$90,789$103,676
Arkansas$52,497$64,523$74,116$86,582
California$71,861$92,781$105,130$123,451
Colorado$74,274$97,698$115,443$130,450
Connecticut$78,071$97,337$119,521$143,283
Delaware$72,682$88,592$100,314$122,990
District of Columbia$82,535$136,088$166,120$173,924
Florida$60,483$74,569$86,353$99,954
Georgia$59,998$76,648$87,363$108,220
Hawaii$75,632$90,934$109,103$128,372
Idaho$66,062$75,857$87,216$102,200
Illinois$64,303$83,024$101,710$120,079
Indiana$57,965$74,513$87,816$101,407
Iowa$58,860$80,287$95,073$115,551
Kansas$61,967$79,416$96,366$106,796
Kentucky$55,235$67,141$80,316$98,032
Louisiana$51,693$63,440$74,830$93,308
Maine$63,745$76,495$99,855$110,060
Maryland$78,079$100,435$122,350$145,162
Massachusetts$77,961$99,316$122,289$154,778
Michigan$62,026$74,532$91,988$109,931
Minnesota$69,460$90,144$112,783$136,293
Mississippi$49,516$60,025$71,947$81,416
Missouri$57,248$73,751$87,722$101,726
Montana$62,663$77,585$81,241$107,107
Nebraska$61,290$80,114$94,702$116,653
Nevada$61,865$77,817$85,474$95,872
New Hampshire$80,695$95,861$125,236$147,670
New Jersey$79,816$96,779$125,090$151,181
New Mexico$54,522$68,459$74,842$80,287
New York$66,402$84,089$101,266$126,194
North Carolina$59,367$75,315$86,408$105,257
North Dakota$64,171$85,966$100,101$117,698
Ohio$59,181$74,739$91,160$108,950
Oklahoma$53,173$68,234$78,963$87,909
Oregon$67,488$82,858$99,199$114,710
Pennsylvania$64,277$78,349$99,093$120,885
Rhode Island$69,648$89,735$115,152$133,440
South Carolina$57,302$71,914$84,463$98,202
South Dakota$61,337$80,420$93,764$108,540
Tennessee$56,717$72,442$85,423$95,748
Texas$59,030$76,712$86,290$104,562
Utah$75,797$83,851$102,082$115,435
Vermont$63,114$84,727$107,553$127,123
Virginia$72,761$91,707$112,281$134,145
Washington$83,136$96,815$113,759$134,300
West Virginia$55,687$61,929$79,841$86,599
Wisconsin$63,492$79,090$97,477$117,725
Wyoming$59,420$74,189$89,591$108,590

* Add $9,900 for each individual in excess of 4.
COMMONWEALTH OR
U.S. TERRITORY
FAMILY SIZE
1 EARNER2 PEOPLE3 PEOPLE4 PEOPLE *
     
Guam$48,960$58,540$66,709$80,726
Northern Mariana Islands$32,878$32,878$38,251$56,260
Puerto Rico$26,136$26,136$31,073$41,817
Virgin Islands$38,846$46,687$49,778$54,537

* Add $9,900 for each individual in excess of 4.

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