Consumer Protection
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How to Disable eBay’s Hidden AI Data Collection Setting
I’ve been using eBay for years. With a 132 million active users, chances are that you are an eBay user, as well. Recently, while adjusting some of the payment preferences in my account, I stumbled upon a surprising setting buried deep in my account settings. It’s a toggle that provides “consent” for eBay to use…
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Selling Your Florida Home? Don’t Skip That HOA Payment!
As a real estate attorney handling closings right here in Florida, specifically in the Sarasota, Bradenton, and Lakewood Ranch area, I get this question a lot from sellers: “Should I pay my upcoming HOA assessment if I’m selling my house?” The short and sweet answer is a resounding YES! I understand why the question comes…
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If They Build It, You Will Come: New Construction Contracts in Florida
So, you want to buy a brand new home in Florida? Join the crowd. As a real estate attorney in Lakewood Ranch, Florida, I am often asked by folks to review their new construction purchase contract for buying a home from a builder. I’m always happy to do it, but I will always caution that…
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Band-Aid, Not a Cure: Medical Debt Banned from Credit Reports
Easing the Burden of a Broken Medical System Millions of Americans burdened by medical debt are about to receive significant financial relief. A new federal rule finalized by the Consumer Financial Protection Bureau (CFPB) will remove and prevent all medical debt from appearing on credit reports, significantly improving credit scores and boosting access to loans…
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New Florida Law May Allow Some Florida Hurricane Victims to Qualify for Property Tax Refunds
This time of year many Florida homeowners are understandably focused on property tax savings from the Florida homestead tax exemption. However, following the unprecedented 2024 hurricane season that we Floridians experienced, it’s important to remember that another valuable tax relief option exists: the Catastrophic Damage Tax Refund. This refund provides financial assistance to property owners…
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A Trojan Horse for Insurers? Florida’s 2025 Civil Procedure Rule Changes and their Impact on Injury Claims.
As of January 1, 2025, significant amendments to the Florida Rules of Civil Procedure take effect, raising serious concerns about access to justice for consumers, particularly in the context of injury claims against insurance companies. As someone who follows legal trends and advocates for consumer protection, I’ve been closely examining these changes, especially in light…
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The Right to Repair is the Right to be Free From Tyranny
From Light Bulbs to Washing Machines. A Culture of Disposable Tech. In the 1920s, a cartel of lightbulb manufacturers, including Osram, Philips, and General Electric, banded together and agreed to intentionally shorten the lifespans of light bulbs that they manufactured. A light bulb that breaks is a light bulb that needs to be replaced. A…
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Wholesaler? Partly Manure!
Something About This Stinks. As a board certified real estate attorney, I often am contacted by distressed homeowners who have fallen prey to some less than desirable real estate practices, particularly wholesaling. These homeowners, often desperate for a quick sale due to any number of reasons, but commonly due to financial hardship, become easy targets…
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Show Me the Money! Refunds of Estoppel Certificate Fees in Cancelled Florida Real Estate Transactions.
Know Your Rights Under Florida Law When a real estate transaction in Florida falls through, it can be a frustrating and costly experience. One often-overlooked expense is the estoppel certificate fee. These fees, charged by homeowners’ associations (HOAs) to verify information about a property, can be substantial. But what happens to these fees if the…
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Bought a New Build in Florida? You Might Be Owed Money From the Builder.
And we can help. Congratulations on your beautiful new construction home in the Sunshine State! But before you sink into those beachy vibes, there’s one important detail to consider: post-closing tax re-proration provisions. In plain English, this means you might be entitled to money back from the builder (the seller) due to potential discrepancies between…