Chapter 7 Bankruptcy Means Test Median Family Income Levels By State as of April 1, 2023

As of April 1, 2023, the median family income levels for Florida have INCREASED, which generally benefits individuals who are in need of debt relief, as it typically makes it easier to qualify for chapter 7 liquidation bankruptcy.

Below you will find the median family income levels utilized by the United States Trustee Program for means testing individuals who have filed for bankruptcy relief. The median income information is used by the bankruptcy court when determining whether or not an individual qualifies for relief under chapter 7 of the Bankruptcy Code, and also is used in determining the applicable commitment period for payment plans filed under chapter 13. If you are considering chapter 7 or chapter 13 bankruptcy, you should contact a Florida bankruptcy attorney such as Joseph Battaglia, immediately to discuss your situation. Attorney Battaglia offers free initial consultations for bankruptcy matters.

This data comes from the United States Census Bureau and is updated regularly based upon the Consumer Price Index for All Urban Consumers. Note that being either above or below the applicable median income figure for your household size can be a good indicator of whether or not you might qualify for chapter 7 bankruptcy relief, though it is far from the only factor to be considered. Therefore, your entire situation should be reviewed by an experienced bankruptcy attorney for such a determination.

Median Income figures for Bankruptcy Means Testing

Family Size
State1 earner2 People3 People4 People *
Alabama$56,598$67,953$77,419$94,659
Alaska$76,191$89,932$113,035$121,062
Arizona$64,172$80,249$90,193$104,143
Arkansas$51,164$63,835$74,475$86,039
California$75,235$93,175$104,785$122,707
Colorado$75,710$98,365$113,822$134,146
Connecticut$81,909$100,639$121,958$142,596
Delaware$71,279$83,174$103,598$122,908
District of Columbia$86,370$146,440$146,440$204,686
Florida$60,429$74,131$83,396$100,476
Georgia$60,490$77,183$87,742$103,638
Hawaii$78,788$92,578$104,704$125,621
Idaho$62,738$77,719$87,960$97,212
Illinois$67,102$84,892$101,951$122,289
Indiana$60,725$75,774$89,800$102,605
Iowa$60,971$81,351$95,739$115,320
Kansas$61,158$79,752$88,271$113,151
Kentucky$55,971$66,902$75,700$94,937
Louisiana$53,028$64,762$73,393$91,366
Maine$61,440$79,014$95,531$119,122
Maryland$80,002$103,083$122,385$151,613
Massachusetts$80,467$100,535$127,172$162,422
Michigan$63,380$75,374$93,873$111,606
Minnesota$71,643$90,946$114,267$141,324
Mississippi$48,603$60,981$70,950$86,573
Family Size
State1 earner2 People3 People4 People *
Missouri$61,165$75,277$89,515$109,302
Montana$64,836$77,872$84,019$109,438
Nebraska$65,223$83,790$99,845$115,269
Nevada$63,473$75,983$86,618$95,950
New Hampshire$83,877$98,248$136,886$151,546
New Jersey$83,898$99,056$122,540$155,510
New Mexico$54,193$69,208$71,283$82,110
New York$68,814$84,958$103,444$126,167
North Carolina$60,072$74,849$87,369$107,128
North Dakota$70,125$90,049$93,240$124,290
Ohio$61,955$76,131$90,912$110,062
Oklahoma$55,358$69,182$77,166$90,043
Oregon$69,653$84,418$101,989$118,493
Pennsylvania$66,454$80,321$100,888$122,083
Rhode Island$70,858$90,196$109,514$130,123
South Carolina$59,511$72,416$82,114$100,609
South Dakota$57,253$82,039$92,794$104,379
Tennessee$57,246$71,828$85,014$95,796
Texas$60,040$77,611$87,228$101,753
Utah$72,772$81,900$102,941$111,065
Vermont$69,936$86,394$103,763$126,550
Virginia$75,376$93,328$111,017$134,252
Washington$83,121$96,890$116,345$138,487
West Virginia$56,420$62,974$81,964$90,258
Wisconsin$63,146$81,854$99,261$118,441
Wyoming$65,457$82,531$93,651$104,487
Family Size
Commonwealth or U.S. Territory1 earner2 People3 People4 People *
Guam$48,960$58,540$66,709$80,726
Northern Mariana Islands$32,878$32,878$38,251$56,260
Puerto Rico$29,175$29,175$32,807$41,038
Virgin Islands$38,846$46,687$49,778$54,537
* Add $9,900 for each individual in excess of 4.