closing costs
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Reissue Me This, Batt, Man (What is Title Insurance Reissue Credit?)
Calculating Title Insurance Premium Savings Should Never Be a Riddle As a Florida real estate attorney, I think a closing should be smooth, transparent, and as cost-effective as the law allows. One of the easiest ways to deliver on that last part — and one of the most commonly missed — is the reissue credit…
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Dear Florida HOAs, Enough with the Estoppel Extortion
As a real estate closing attorney here in beautiful Lakewood Ranch, board certified in real estate, in fact, I can honestly say that I love handling real estate closings. Having navigated the thrillingly adversarial waters of other practice areas earlier in my career, such as representing both the harried debtors and the hopeful creditors in…
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If They Build It, You Will Come: New Construction Contracts in Florida
So, you want to buy a brand new home in Florida? Join the crowd. As a real estate attorney in Lakewood Ranch, Florida, I am often asked by folks to review their new construction purchase contract for buying a home from a builder. I’m always happy to do it, but I will always caution that…
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Show Me the Money! Refunds of Estoppel Certificate Fees in Cancelled Florida Real Estate Transactions.
Know Your Rights Under Florida Law When a real estate transaction in Florida falls through, it can be a frustrating and costly experience. One often-overlooked expense is the estoppel certificate fee. These fees, charged by homeowners’ associations (HOAs) to verify information about a property, can be substantial. But what happens to these fees if the…
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Document Preparation Fee? Not On My Watch.
Protecting Your Interests During Real Estate Closings The sale of Florida real estate signifies a significant financial transaction, often marking a new chapter for sellers. However, navigating the intricacies of closing costs can be a complex and potentially contentious process. It’s no secret that every transaction has closing costs, some of which are paid by…
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Estoppel Certificate & Other HOA Fees: Junk or Justified?
As a board certified real estate lawyer in Florida, I frequently deal with estoppel certificates, including reviewing them and ordering them from associations and their management companies. If you are unfamiliar with what an estoppel certificate is, here is a previous blog post that provides some general information. But, briefly, estoppel certificates are official statements…
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What is an Estoppel Certificate?
An estoppel certificate is a document that provides statutorily-mandated information about a property owner’s account with their homeowners association (HOA). Estoppel certificates are governed by Florida Statutes Section 720.30851. One definition of the word “estoppel” means to preclude a person from asserting something contrary to what is implied by a previous action or statement of…